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Finance First: Trusted Broker and Approval

Finance First: Understanding What’s Truly Possible. Everything begins with absolute clarity around your financial position.Working alongside our Finance Partner — a 30-year specialist in the new-built home space — we carefully assess your income, savings and borrowing capacity to give you a precise understanding of what’s achievable. This is the foundation of the entire journey. Our high level of service ensures your financial position is structured correctly from the outset, so the strategy behind your property selection is informed, disciplined and aligned to your long-term goals.

Start The Process

Start With a Clear Understanding of Your Finances

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Finance is the foundation of your entire home journey. We break down your numbers, explain your options in simple terms and create a plan that fits your comfort level, not just what a lender says you can borrow.

Most first home buyers feel unsure where they stand financially, which leads to hesitation, doubt and unnecessary stress. Our finance process removes that uncertainty by reviewing your income, savings, expenses and eligibility for grants to give you a realistic picture of what’s possible. You walk away with a clear plan, a borrowing range that feels safe and a path that matches your long term goals.

  • Full financial review | We assess income, savings, expenses and existing commitments to establish where you stand.
  • Clear borrowing range | We show you what you can comfortably afford, not a number that stretches your budget.
  • Grant and scheme eligibility | We check whether you qualify for incentives that can reduce upfront costs and speed up the process.
  • Deposit pathway | If you’re not ready yet, we map out the steps you need to take to reach your target comfortably.
  • Repayment planning | We help you understand future repayments so your home feels manageable, not stressful.
  • Finance structure aligned to your goals | Your loan options are explained in plain language, including how they impact your build and long term plans.
Testimonials

Experiences From Buyers We’ve Helped

Real stories from first home buyers who turned uncertainty into progress with a clear, guided plan.

“We honestly thought we were still years away from buying a home. Tomassi Lanigan walked us through our finances and showed us options we didn’t even know existed. They helped us find the right land and kept everything simple from start to finish. We went from feeling stuck to building our first home in a matter of months."

Emily R.

“The whole process felt overwhelming until we spoke with Tomassi Lanigan. They explained our borrowing power, checked what grants we could use and made sure we understood every step. For the first time, the numbers actually made sense. We’re now in a home that fits our budget and our lifestyle."

Marcus & Charlotte

“I was nervous about making the wrong decision, but they made everything clear. The team guided me through finance, land and the build without any pressure. Every step was mapped out with clarity and honesty. I’m now living in my first home and the entire journey felt easier than I ever expected."

Sophia T.

Case studies

See What's Possible

These case studies show how the right support, a clear plan and steady guidance helped buyers reach their first home with confidence.

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First Home Build – Tarneit

This couple weren’t sure their savings were enough to begin. We clarified their borrowing power, helped them secure a block that fit their financial comfort zone and guided them to a home design that matched their lifestyle. They went from uncertainty to a clear, achievable plan that led them into their first home.
First Home
Finance
View project

Young Family Upgrade – Cranbourne East

A growing family needed more space but felt overwhelmed by lending rules and rising land prices. We mapped out their financial position, found a well-located block near schools and oversaw a build that gave them room to grow. Their stress turned into relief once they saw how manageable the process could be.
Family
Build
View project

Low-Deposit New Build – Melton South

This buyer thought a small deposit meant they had no chance of entering the market. We reviewed their eligibility for grants and guarantees, structured a clear plan and helped them secure land that suited their budget. They moved into a brand new home far sooner than they believed possible.
Low Deposit
Grants
View project
Get in touch

Your Path to Home Ownership Starts Here

A short conversation can replace uncertainty with a clear path forward. We’ll review your position and show you how close you are to getting started.

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